Primary Care without Insurance in Rocky Mount, NC

A typical primary care visit in Rocky Mount, NC without any coverage from health insurance can range anywhere from $50 to $200, with the average cost being a bit higher with the larger surrounding towns such as Charlotte, NC. Patients who are just looking for a normal regular check-up through a primary care physician can expect to pay around $100 for the visit out of pocket. The total costs can be quite a bit higher for patients who require more specialized primary care, such as treatments for chronic health conditions, or tests that are beyond a physical examination. The addition of blood work, x-rays, ultrasounds, pregnancy tests, or other types of diagnostic tools to a primary care visit will automatically increase the total price as all of these tests require a longer appointment and more resources. It is possible with some of those tests that you will be required to schedule a separate appointment, which can also cost a bit more as an entire other appointment block is required of the health care providers.

The cost of a primary care visit will also vary from clinic to clinic, so it is recommended that patients do their research to ensure that they have a good understanding of the likely costs for their medical appointments while also making sure that the health care providers are able to provide good quality care or is perhaps specialized to treat your specific medical needs.

Just because a patient does not have health insurance does not mean that they will not be able to access the same quality of medical care, they will just have to be a bit more cognisant of the varying costs associated with quality primary care. Most clinics will require that patients without health insurance pay all of their bills upfront but can provide financing options for those who may not have access to the total amounts owed.

It is very important to note that while primary care sometimes feels like an unnecessary expense, it is absolutely vital in ensuring that patients are able to receive sufficient preventative care, with the costs of diagnostic testing and early screening being far more affordable than the costs associated with intensive treatments, surgical procedures, or hospital stays. Clinics and health care providers will likely be able to provide cost estimates for typical appointments such as primary care check-ups that are accurate for those who are paying completely out of pocket.

Having health insurance will help to lower the costs of most essential medical care, with it being very common for patients to still have to pay a deductible. It is possible that this deductible is only slightly less of the total cost of a primary care visit, or is even comparable, but as soon as the health care provided spans beyond those quick, more affordable visits, the health insurance will be able to cover significantly more of the costs. Every insurance plan will vary a bit, both by provider and by patient depending on the pre-existing health risks that the patient currently has. This means that it is possible for some patients who are very healthy but use a health insurance provider that does not provide much coverage or has a very high deductible will find that until they require more intensive essential medical care, it is more expensive to have health insurance.

While the risk of requiring more intensive health care is fairly low among many people, having health insurance as a safety net in case there are unexpected trips to the hospital or illnesses means that the medical care that is required becomes significantly more affordable. There are many different health insurance providers, so it is recommended that patients shop around to determine which provider and which type of coverage will be best suited for their financial needs and potential health risks.

Primary care providers handle regular medical conditions. A long-term relationship with a primary care physician keeps you healthy and reduces your medical expenses. For more information, contact us or request an appointment! We are conveniently located at 804 English Road, Suite 100 Rocky Mount, NC 27804. We serve patients from Rocky Mount NC, Nashville NC, Westry NC, Dortches NC, Red Oak NC, and Sharpsburg NC.